Lien monitoring
Know about new liens the day they're recorded.
Don't wait for a title search to find out. When a lien is recorded against one of your loans, your team sees it that day, inside the platform they already work in.
Lien recorded · alert sent today
Mechanics lien · monitored property
Coverage
Recorded liens and notices, checked daily.
- Liens and recorded notices Mechanics, tax, HOA, and other involuntary liens, subsequent mortgages, and recorded notices such as notice of commencement, notice of completion, and lis pendens.
- Online county recorders nationwide Records are collected from county recorder offices with online databases.
- Same-day, no setup Alerts arrive the day a lien is recorded. It runs on your loans in Land Gorilla, with nothing to configure and no searches to run.
New lien recorded
From alert to action
The alert lands where your team works.
The alert shows up on the loan, where your administrators already work, so they can look into a new lien before the next draw.
Monitored property · loan file
Notification
New mechanics lien recorded on this property
When you need the snapshot
Title updates in under a business day.
When it's time for a title search, order a title update from the loan: a property report covering ownership and encumbrances from the current owner's purchase through the report's effective date.
Title update
Simplified
No secondary billing, no separate vendor to manage.
Automated
Trigger report requests automatically from your workflows.
Fast
Average turn time under one business day.
Economical
Pricing that scales with your loan volume.
Each report shows ownership and covers current deed information, property tax status where available, liens and judgments with creditors, amounts, and recording dates, and a copy of the most recently recorded deed. Title updates complement your legal due diligence; they are not a substitute for title endorsements and do not provide insurance coverage.
Questions lenders ask
What is lien monitoring for construction loans?
Daily monitoring of public records for liens and notices recorded against the properties securing your construction loans. Lien Monitoring alerts your team inside Land Gorilla, typically the day a lien is recorded, often before a title search would show it.
Which liens are monitored, and where does the data come from?
Mechanics, tax, HOA, and other involuntary liens, subsequent mortgages, and recorded notices such as notice of commencement, notice of completion, and lis pendens. Records are collected from county recorder offices. Only recorded documents are included, and there's nothing for your team to configure or search.
Is a title update the same as title insurance?
No. A Land Gorilla title update is a property report covering ownership, current deed information, property tax status where available, liens and judgments, and a copy of the most recent deed, typically returned in under one business day. It complements your legal due diligence; it is not a substitute for title endorsements and does not provide insurance coverage.
What is the difference between lien monitoring and a lien waiver?
Lien monitoring watches public records and alerts you when a new lien is recorded. A lien waiver releases a contractor's or supplier's lien rights for a payment. You can use both in Land Gorilla: Lien Monitoring for the record, and the Statutory Lien Waivers tool inside the draw.
Lien Monitoring reports documents recorded in county databases and is provided for informational and risk-management purposes. It is not title insurance, a title endorsement, or a title search, and it does not cover unrecorded claims or properties in counties without online records. For risk transfer, contact your title agent about a title insurance endorsement.
Start here
Ready to up your construction lending game?
Tell us about your program, and a construction lending specialist will show you how the platform fits the way you lend.