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Every construction loan. Every moving part.
One system that holds all of it.

A construction loan means hundreds of decisions about documents, draws, inspections, liens, and the people behind them. Land Gorilla keeps all of it in one construction loan management system, from first review to project completion.

DocumentsDrawsInspectionsLien waiversTitleBudgetsChange ordersServicingState compliancePartiesOne platform

Construction lending, from the inside.

Construction loans don't behave like other loans. Budgets change, draws are approved against work in place, and a dozen parties stand behind each draw. Since 2010, Land Gorilla has designed its construction loan management software around how these loans work, with a team that stays involved after launch. Your account manager knows your program, and lender feedback shapes what we release next.

Depth of understanding

Decades of hands-on lending experience shaped every workflow, from draw administration to the nuances of lien law and state-by-state compliance. The platform works the way experienced lenders do.

Intelligence where it counts

AI works throughout the platform, reading documents, reviewing draws, and answering your team's questions. It's applied deliberately where it makes lenders faster and more certain.

Your team, the authority

Your team's expertise stays at the center. The platform takes on the routine work, so your team can handle more loans with more confidence, and your institution becomes the lender builders and borrowers trust.

4.8 / 5 on G24.8 / 5 on Capterra4.8 / 5 on the ICE Mortgage Technology Marketplace

One connected platform for the life of the loan.

One login and one set of data, so everyone sees the same loan. Nothing gets entered twice, and no one works from an old version.

Know the project, and the people behind it, before you fund it.

Every decision to fund rests on one question: do we accept this risk? X-RAY surfaces the risk in the builder and the project before you close. Each analysis is AI analyzed and human verified, returned within two business hours.

Loans arrive ready to administer.

Closed loans move from your origination platform into Land Gorilla through native integrations with Encompass and other leading systems, or through the API, carrying the fields and documents you mapped. Intelligent Document Processing then reads the budget out of the closing package and into the loan, so no one re-enters it and the first draw request can arrive the same day.

Every draw, every party, in sync.

A single draw moves through a lot of hands: borrower, builder, inspector, your team. When that coordination happens over email and spreadsheets, things get missed. On the platform, the whole draw cycle happens in one place, and everyone sees the same status.

Loan Administration

Each loan, draw, and task in one view, updated in real time, with the routine steps automated.

OneSite Portal

The portal your borrowers and builders use, branded as your institution. They request draws, upload documents, and see what's next.

Inspections

National coverage, on-site to self-service. Reports, photos, and video are added to the loan file as soon as they're complete.

Draw Agents

Eight specialized agents review each draw request within the tolerances you set. Findings in seconds, with the evidence and a confidence score. Your team reviews and approves the draw.

See risk early enough to do something about it.

A construction portfolio changes daily: balances move, budgets get consumed, timelines drift, liens get filed. The platform monitors, so your team acts on signals instead of surprises.

Risk Scoring

A live score on each loan that surfaces stalled progress, progress issues, and deposit signals, so your team knows where to look.

Lien Monitoring

Same-day notifications on lien filings, so your team can act before a filing affects your lien position.

Servicing math, handled.

Interest on a construction loan changes with each draw. The platform calculates it automatically: draw transactions, interest due, and reserve activity post on schedule, and monthly statements generate for your team's review, matched to your loan agreements.

Your data, all in one place.

Every stage runs on the same platform, so your data is already connected. That lets you answer questions that separate systems can't.

Reporting & Analytics

Dashboards across pipeline, portfolio, draws, and risk. The data behind board and examiner questions, ready in minutes.

Integrations & APIs

Connect the platform to the systems you already use.

AI applied with a specialist's judgment.

Plenty of platforms are loud about AI. Land Gorilla is precise about it.
Our intelligence is designed for construction lending and works like a team of specialists on each draw, making your team faster and more certain.

Budget line
Invoice
Photo
Waiver
Title
Contract
Inspection
CO
Change orderChange order pending acceptanceLine held
InspectionFraming requested ahead of inspection$15,000 held
Draw form
Appraisal
Lien search
Budget line
Invoice
Photo
Waiver
Title
Contract
Inspection
CO
Plans
Appraisal
Lien search
Budget line
Invoice
WaiverWaiver on the wrong state formResubmit requested
3 findings in the file. Your team decides.
“The software has been a tremendous addition to our draw management process. … This has been one of the smoothest rollouts with the best support from a vendor that I’ve encountered.”
Garth KentCollateral Manager, VP · 1st Security Bank

Questions lenders ask

What is a construction loan management system?

Software that manages a construction loan from pre-close review through project completion: budgets, draws, inspections, lien waivers, draw approvals, servicing, and reporting, on one record. Land Gorilla has provided one to construction lenders since 2010.

What does the Land Gorilla platform include?

X-RAY pre-close analysis, Loan Administration, the OneSite Portal, five inspection options including a national network, Lien Waivers, DocTracker, Loan Servicing, Reporting & Analytics, Risk Scoring, Lien Monitoring, and Integrations & APIs, with AI applied from pre-close review through the draw cycle.

Does it handle both consumer and commercial construction lending?

Yes. Consumer and commercial programs run on the same system, configurable to each program's requirements and your institution's policies, from one-time close and renovation to A&D and SBA.

Confidence lives in clarity.

See the platform on your loans, your workflows, your questions. A demo with Land Gorilla is a working session with people who know construction lending.