The Construction Lending Podcast

We had the privilege of hosting Jonathan Lawless, Head of Homeownership at Built Rewards, who shared his wealth of knowledge and experience from over 20 years in the housing industry. In this episode, we explored a myriad of topics relevant to both current housing market challenges and innovative solutions to bridge the gap.

As ADUs now make up to 21% of new housing permits in states like California, they are becoming part of the solution to the housing shortage in every community. This episode uncovers the challenges of financing these construction projects and explores viable solutions and visionary ideas to overcome these hurdles.

We’re exploring the evolution, significance, and future potential of manufactured homes with Chris Nicely , an expert with over 30 years in factory-built housing. We’ll challenge some outdated perceptions, review landmark HUD standards, and uncover how manufactured homes stand up to traditional site-built homes in quality and appreciation

Denise Pinkston and Katherine Peoples are leading the charge to create more affordable and accessible housing. Learn how their work helps ease housing regulations, streamline ADU development, and advocate for equitable lending solutions.

Keith Stracensky, VP of Construction Lending at CrossCountry Mortgage joins us to discuss the state of the construction lending industry and automation’s role in streamlining loan processes and improving efficiency.

Join us as we speak with Ethan Handelman, Deputy Assistant Secretary of Multifamily at HUD, about policy updates, funding mechanisms, and housing affordability challenges.

Expert Ford Williams reveals how to turn the housing shortage into profit. Learn about the booming construction loan market, risk management, & finding the right banking partner.

We’re thrilled to bring you an insightful episode of The Construction Lending Podcast on a topic that affects us all- the nation’s housing crisis. Janneke Ratcliffe, Vice President of Housing Finance Policy at the Urban Institute, joins this discussion exploring the current housing crisis in depth.

Tune in to the latest episode of the Construction Lending Podcast featuring David Willoughby of Stockton Mortgage! Discover how they built a successful C2P program that minimizes risk & benefits borrowers, builders, & lenders.

Senator Josh Newman joins this episode to discuss California’s housing crisis. He highlights legislative impacts on development costs, the need to incentivize rezoning in medium-sized cities, and the importance of removing regulatory barriers to homeownership. Listen to the full episode for his insights on potential solutions.

On the latest episode of The Construction Lending Podcast, we are joined by veteran loan originator John Marshall. He covers the secrets of building and maintaining a strong pipeline through continuous education, forging strong relationships in the right places, and identifying successful characteristics in potential new businesses.

This episode welcomes ACUMA President, Peter Benjamin, for in an in-depth conversation on credit unions and the burgeoning opportunities with construction loan products.

In this episode of The Construction Lending Podcast, we meet with Jim Adams and Lloyd San from Voxtur. They cover the options and use cases for attorney opinion letters and title insurance, and the benefits they bring to homeowners and lenders alike.

In our newest episode of The Construction Lending Podcast, MGIC shares invaluable insights into mortgage insurance in construction lending.

In this edition of The Construction Lending Podcast, special guest Ramsey Cohen from Clayton Homes highlights the innovative world of off-site constructed homes and discusses its transformative impact on the industry and homeownership opportunities.

Tune in to the newest episode focusing on Builder’s Risk Insurance with expert Daniel Gilman of Morris and Garritano. Daniel shares invaluable insights that could save you time and money on your next project.

In the latest episode of The Construction Lending Podcast, we feature Andy Woodman from Tennessee Valley Federal Credit Union, as he lays the foundation on how to roll out a successful construction lending program.

We are joined by Matt Jones, Associate Vice President of Government Housing Finance with the Mortgage Bankers Association (MBA). We’ll navigate the industry’s pressing priorities and intricate policy landscapes. Get ready for an episode filled with industry perspectives, policy predictions, and a glimpse into the potential future of the housing market.

Jennifer ‘The Reno Gal’ Goldsby from Diamond Residential Mortgage shares valuable insights, including the need for change in property marketing to highlight renovation financing options, the benefits of renovation programs, especially for first-time home buyers, and sharing multiple resources for finding reliable contractors. Whether you’re a lender, real estate agent, or homebuyer, this episode offers actionable advice to navigate the housing market effectively.

Sharpen your knowledge of the current and future state of real estate entrepreneurship. In this informative episode, we’re sitting down with Josh Ernst, CEO of Backflip, a proptech and fintech company. We discuss the role played by real estate entrepreneurs in rejuvenating communities, and how Backflip’s commitment to technology is empowering these passionate property professionals.

We take you through the world of title research. Join us as we chat with Dave Mitchell from AFX—a leading title research company. We’ll discuss property liens and the impact of historical recording processes

We welcome Ron Haynie from the ICBA to discuss the role of community banks in construction lending and the broader economy. We explore the importance of consistency, the impacts of political influences, and the regulatory environment on community banks. Haynie emphasizes the value of local relationship banking, the advocacy and educational efforts of the ICBA, and their push for innovation to assist community banks.

In today’s market, where $200,000 homes are a thing of the past in many states, the Federal Housing Administration’s (FHA) 203(k) loan program offers a financial option to potential homeowners

The evolving landscape of renovation lending. We explore the nuances of the FHA 203(k) program, Fannie Mae HomeStyle renovation loans, and the effects of market fluctuations on renovation timelines with special guest William Brown.

We are joined by Mitzi Hutchens, Director of Special Programs at Thrive Mortgage. We’ll be exploring their operational domains and their diverse construction loan programs which include FHA, VA, and conventional renovation programs

In today’s installment, we’re joined by the insightful Blake Walter from Walter Residential in Atlanta, Georgia. This episode drives into the heart of the construction inspection industry. Our guest delves into the realities faced by inspectors and the ingenuity required in new construction and renovation inspections.

We explore Waterstone Mortgage’s one-time close construction loan program with its Vice President of Construction, Nicole Wolfgram. We cover the program’s significant impact on the market, its importance to loan officers and the community, and the complexities involved in construction lending.

In today’s episode, we interview Heather Penziol and Kate Bohlin from Horizon Bank. They’ll be sharing their insights, and experiences in the world of construction lending.

In today’s episode, we dive into the intricacies of state statutory requirements and how they impact construction lenders. Our guest is Sean Faries, the CEO and founder of Land Gorilla. We discuss the importance of understanding state requirements, balancing risk, and minimizing borrower friction in the lending process. Sean also discusses a valuable resource from Land Gorilla, the State Compliance Library, designed to provide lenders with essential information on lien waivers, construction laws, and more. Whether you’re a construction lender or simply interested in the topic, this episode is full of valuable insights and expert advice.

Welcome to “The Top 5”, our regular segment where we delve into recent housing headlines and explore the potential impact on construction lending. In this discussion, we will explore the factors that are keeping homeowners rooted in their current properties, exacerbating the affordability issue in the housing market.